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wixui-rich-text__text\"><span style=\"color:#000000;\" class=\"wixui-rich-text__text\"><span style=\"font-style:normal;\" class=\"wixui-rich-text__text\"><span style=\"font-family:sora,sans-serif;\" class=\"wixui-rich-text__text\"><span style=\"font-weight:700;\" class=\"wixui-rich-text__text\"><span style=\"font-size:15px;\" class=\"wixui-rich-text__text\">Effective date: July 31 2025</span></span></span></span></span></h2>","skin":"WRichTextThemeSkin","isQaMode":false,"fullNameCompType":"wysiwyg.viewer.components.WRichText"},"comp-mfa4ir1o7":{"html":"<h1 class=\"font_0 wixui-rich-text__text\"><br class=\"wixui-rich-text__text\">\nThis Withdrawal Policy explains how verified creators (&ldquo;Creators&rdquo;) can withdraw earnings from Finsta (operated by Solutionize LTD (UK) and Solutionize LLC (US), together &ldquo;Finsta,&rdquo; &ldquo;we,&rdquo; &ldquo;us,&rdquo; &ldquo;our&rdquo;).<br class=\"wixui-rich-text__text\">\n&nbsp;<br class=\"wixui-rich-text__text\">\nAt‑a‑glance: You may request a payout at any time once your Available Balance is at least $50 USD. Payouts are made to the payment method on file after mandatory checks (ID/age verification, fraud/safety review, partner rules) and subject to refunds/chargebacks/reserve holds.<br class=\"wixui-rich-text__text\">\n1) Key Definitions</h1>\n\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Earnings: Gross amounts you earn from eligible activity on Finsta (e.g., paid messages, paywalled media, digital products, voice/video calls), minus Finsta&rsquo;s platform/service fees, processor fees, applicable taxes/withholding, refunds, reversals, chargebacks, and adjustments.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Available Balance: The portion of your Earnings that is cleared for withdrawal (i.e., not in dispute, under review, or on reserve/hold).</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Payout: A transfer of your Available Balance to your linked payout destination through our payment partners (e.g., Stripe/CCBill).</h1>\n</li>\n</ul>\n\n<h1 class=\"font_2 wixui-rich-text__text\">2) Eligibility for Withdrawal<br class=\"wixui-rich-text__text\">\nTo request a payout, you must:</h1>\n\n<ol class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Be 18+ and ID/age‑verified (e.g., Yoti/Ondato flow completed).</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Have an Available Balance &ge; $50.00 USD.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Have a valid payout method set up and compliant with partner and local banking rules.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Have no active account blocks that prevent payouts (e.g., safety, fraud, or legal holds).</h1>\n</li>\n</ol>\n\n<h1 class=\"font_8 wixui-rich-text__text\">&nbsp;<br class=\"wixui-rich-text__text\">\nMinimum threshold: $50.00 USD per withdrawal. Balances below $50 remain in your wallet until you reach the threshold.<br class=\"wixui-rich-text__text\">\n3) Requesting a Withdrawal</h1>\n\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">When: You can request any time from the Payouts screen. There is no fixed payout day; you control timing.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Amount: You may request up to the Available Balance shown at the time you submit.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Frequency: Reasonable frequency is permitted; excessive/automated requests may be rate‑limited to protect system integrity.</h1>\n</li>\n</ul>\n\n<h1 class=\"font_2 wixui-rich-text__text\">4) Payout Methods &amp; Currency</h1>\n\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Settlement currency: USD unless we offer local currency options in your region. If conversion applies, your bank/processor sets the FX rate and may charge fees.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Methods: Bank transfer and other supported rails as provided by Stripe/CCBill in your country. Availability varies by region and compliance review.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Fees: Third‑party payout and banking fees (including FX) may apply and will be shown or disclosed by the provider where possible.</h1>\n</li>\n</ul>\n\n<h1 class=\"font_2 wixui-rich-text__text\">5) Processing, Holds &amp; Reserves<br class=\"wixui-rich-text__text\">\nTo protect users, payment partners, and you, we may apply the following before releasing funds:</h1>\n\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Fraud &amp; safety review: Automated systems (e.g., device fingerprinting, velocity checks) and human moderation may delay or deny a payout if risk is detected.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Disputes window: Amounts tied to transactions that are refundable, disputed, or subject to chargeback risk may be temporarily reserved until windows close or risk reduces (per card‑brand/partner rules).</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Regulatory/partner checks: Compliance reviews (sanctions, KYC, AML) may be required. We may request additional information.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Account issues: Payouts are paused during investigations for serious Terms/Standards violations (e.g., non‑consensual content, trafficking, fraud) until resolved.</h1>\n</li>\n</ul>\n\n<h1 class=\"font_2 wixui-rich-text__text\">6) Refunds, Chargebacks &amp; Negative Balances</h1>\n\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Offsets: Refunds, reversals, or chargebacks related to your sales are deducted from your Earnings. If already paid out, we may offset from future Earnings or debit your payout method as permitted by law and partner rules.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Negative balance: If deductions exceed your Earnings, your balance may become negative. You must restore it (e.g., via future sales). We may limit features or payouts until resolved.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Cooperation: You must timely provide evidence requested to contest disputes.</h1>\n</li>\n</ul>\n\n<h1 class=\"font_2 wixui-rich-text__text\">7) Taxes &amp; Reporting</h1>\n\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">You are responsible for your taxes. Where required, we collect tax information (e.g., W‑9/W‑8 for US) and may issue statements/returns (e.g., Form 1099‑NEC/1099‑K) or withhold taxes as required by law.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">Keep your taxpayer information current to avoid payout delays.</h1>\n</li>\n</ul>\n\n<h1 class=\"font_2 wixui-rich-text__text\">8) Compliance &amp; Restricted Uses</h1>\n\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">No off‑platform transactions. Earnings must come from on‑platform activity only. Off‑platform solicitations or payments are prohibited and ineligible for payout.</h1>\n</li>\n<li class=\"wixui-rich-text__text\">\n<h1 class=\"font_8 wixui-rich-text__text\">We follow sanctions and restricted‑country rules. 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Appeals/urgent: +44 1904 500 751 (24/7 WhatsApp).</h1>\n</li>\n</ul>\n\n<h1 class=\"font_2 wixui-rich-text__text\">11) Changes to this Policy<br class=\"wixui-rich-text__text\">\nWe may update this Policy to reflect operational, legal, or partner changes. 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